MarketsFN

Bank of Hawai‘i Corporation (BOH) Q2 2025 Financial Results Summary

· Stocks · QuoteReporter

Bank of Hawai‘i Corporation (NYSE: BOH) Q2 2025 Financial Results Summary

Release Date: July 28, 2025

Bank of Hawai‘i Corporation has announced its financial results for the second quarter of 2025, reporting significant growth in key metrics compared to both the previous quarter and the same period last year. Below is a summary of the major highlights from the report.

Financial Highlights

Dividend and Share Repurchase

Income Statement Details

Asset Quality and Balance Sheet Metrics

Capital Ratios

Summary

Bank of Hawai‘i Corporation has demonstrated strong financial performance in Q2 2025, marked by significant increases in net income, EPS, and net interest income compared to previous quarters. Furthermore, the company continues to support its shareholders with consistent dividend payments while maintaining solid capital ratios and asset quality.

Here are the extracted tables in Markdown format:

Table 1: Condensed Consolidated Statements of Income (dollars in thousands)

For the Period: Three Months Ended Six Months Ended
June 30, 2025 March 31, 2025 June 30, 2024 June 30, 2025 June 30, 2024
Net Interest Income $129,683 $125,807 $114,846 $255,490 $228,784
Provision for Credit Losses $3,250 $3,250 $2,400 $6,500 $4,400
Total Noninterest Income $44,795 $44,058 $42,087 $88,853 $84,372
Total Noninterest Expense $110,783 $110,459 $109,226 $221,242 $215,085
Pre-Provision Net Revenue $63,695 $59,406 $47,707 $123,101 $98,071
Net Income $47,637 $43,985 $34,083 $91,622 $70,474
Income Available to Common Shareholders $42,368 $38,716 $32,114 $81,084 $66,536
Basic Earnings Per Common Share $1.07 $0.98 $0.81 $2.05 $1.69
Diluted Earnings Per Common Share $1.06 $0.97 $0.81 $2.03 $1.68
Dividends Declared Per Common Share $0.70 $0.70 $0.70 $1.40 $1.40
Return on Average Assets 0.81% 0.75% 0.59% 0.78% 0.61%
Return on Average Equity 11.21 10.65 9.53 10.93 9.93
Return on Average Common Equity 12.50 11.80 10.41 12.16 10.81
Efficiency Ratio 63.49 65.03 69.60 64.25 68.68
Net Interest Margin 2.39 2.32 2.15 2.36 2.13
Dividend Payout Ratio 65.42 71.43 86.42 68.29 82.84
Average Shareholders’ Equity to Average Assets 7.22 7.09 6.22 7.16 6.15
Average Loans and Leases $14,049,025 $14,062,173 $13,831,797 $14,055,563 $13,850,299
Average Assets $23,596,955 $23,638,068 $23,145,107 $23,617,398 $23,213,336
Average Deposits $20,699,694 $20,669,539 $20,358,393 $20,684,700 $20,451,017
Average Shareholders’ Equity $1,704,415 $1,675,571 $1,438,476 $1,690,073 $1,427,289
Book Value of Common Stock $35.16 $34.23 $31.91 $35.16 $31.91
Tangible Book Value $34.37 $33.43 $31.12 $34.37 $31.12
Market Value $67.53 $68.97 $57.21 $67.53 $57.21

Table 2: Condensed Consolidated Balance Sheets (dollars in thousands)

June 30, 2025 March 31, 2025 December 31, 2024 June 30, 2024
As of Period End: Balance Sheet Totals
Loans and Leases $14,002,178 $14,115,323 $14,075,980 $13,831,266
Total Assets $23,709,752 $23,885,056 $23,601,114 $23,300,768
Total Deposits $20,798,914 $21,008,217 $20,633,037 $20,408,502
Other Debt $558,226 $558,250 $558,274 $560,136
Total Shareholders’ Equity $1,743,107 $1,704,935 $1,667,774 $1,612,849
Asset Quality Non-Performing Assets $17,881 $17,451 $19,300 $15,179
Allowance for Credit Losses – Loans and Leases $148,543 $147,707 $148,528 $147,477
Allowance to Loans and Leases Outstanding 1.06% 1.05% 1.06% 1.07%
Capital Ratios
Common Equity Tier 1 Capital Ratio 11.81% 11.58% 11.59% 11.56%
Tier 1 Capital Ratio 14.17% 13.93% 13.95% 13.96%
Total Capital Ratio 15.23% 14.97% 15.00% 15.02%
Tier 1 Leverage Ratio 8.46% 8.36% 8.31% 8.37%
Total Shareholders’ Equity to Total Assets 7.35% 7.14% 7.07% 6.92%
Tangible Common Equity to Tangible Assets 5.77% 5.57% 5.48% 5.31%
Tangible Common Equity to Risk-Weighted Assets 9.62% 9.28% 9.08% 8.80%