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Intuit (INTU) INTU Q3 Financial Results Summary

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Intuit Inc. (INTU) Q3 2026 Financial Results Summary

Intuit Inc. (INTU) announced its financial results for the third quarter of fiscal 2026 on May 20, 2026.

Financial Highlights

  • Total Revenue: Grew to $8.6 billion, representing a 10% increase compared to $7.754 billion in Q3 FY25.
  • Consumer Revenue: Increased to $5.3 billion, up 8% year-over-year.
    • TurboTax Revenue: Achieved $4.4 billion, an increase of 7%.
    • Credit Karma Revenue: Rose to $631 million, up 15%.
    • ProTax Revenue: Held steady at $278 million, showing no growth.
  • Global Business Solutions Revenue: Reached $3.3 billion, up 15%.
    • Online Ecosystem Revenue: Increased to $2.5 billion, representing a 19% growth.
    • Excluding Mailchimp, Global Business Solutions revenue grew by 17% and Online Ecosystem revenue increased by 22%.
  • GAAP Operating Income: Increased to $4.0 billion, a growth of 8%.
  • Non-GAAP Operating Income: Rose to $4.7 billion, up 8% year-over-year.
  • GAAP Diluted Earnings Per Share: Climbed to $11.09, a 11% increase from $10.02 in FY25.
  • Non-GAAP Diluted Earnings Per Share: Increased to $12.80, up 10% from $11.65 in FY25.

Business Segment Results

Consumer Segment

  • Revenue: $5.3 billion, +8% YoY
    • TurboTax: $4.4 billion, +7%
    • Credit Karma: $631 million, +15%
    • ProTax: $278 million, flat

Global Business Solutions Segment

  • Revenue: $3.3 billion, +15%
    • QuickBooks Online Accounting Revenue: Up 22%
    • Online Services Revenue: Increased 15%

Capital Allocation Summary

  • Cash and Investments: Reported at $6.8 billion with a total debt of $6.2 billion as of April 30, 2026.
  • Share Repurchase: Intuit repurchased $1.6 billion of stock and received Board approval for a new $8 billion repurchase authorization.
  • Quarterly Dividend: Approved at $1.20 per share, reflecting a 15% increase compared to the previous year.

Workforce Management

Announced a restructuring plan to reduce its full-time workforce by 17%, expecting restructuring charges between $300 million and $340 million to be primarily recognized in Q4 FY26.

Forward-Looking Guidance

  • Total Revenue: Revised guidance for FY26 raised to $21.341 billion to $21.374 billion, an estimated growth of 13 to 14%.
  • GAAP Operating Income: Expected to be between $5.705 billion and $5.725 billion, indicating approximately 16% growth.
  • Non-GAAP Operating Income: Anticipated to be between $8.784 billion and $8.804 billion, also reflecting around 16% growth.
  • GAAP Diluted EPS: Forecasted between $15.79 to $15.84, approximately 16% increase.
  • Non-GAAP Diluted EPS: Likely to be around $23.80 to $23.85, showing anticipated growth of 18%.

Fourth Quarter FY26 Outlook

Projecting revenue growth of approximately 11 to 12% with GAAP diluted EPS estimated between $0.73 to $0.79 and non-GAAP diluted EPS expected between $3.56 to $3.62.

Intuit continues to leverage its AI-driven expert platform strategy to drive growth, investment in key business areas, and enhance long-term shareholder value.

Here are the extracted tables in Markdown format:

GAAP CONSOLIDATED STATEMENTS OF OPERATIONS

(In millions, except per share amounts)

Note: The amounts in the following tables are in thousands.

Three Months Ended Nine Months Ended
April 30, 2026 April 30, 2025 April 30, 2026 April 30, 2025
Net revenue:
Service $7,759 $6,971 $15,128 $13,109
Product and other $799 $783 $1,966 $1,891
Total net revenue $8,558 $7,754 $17,094 $15,000
Costs and expenses:
Cost of revenue:
Cost of service $1,317 $1,138 $3,122 $2,790
Cost of product and other $14 $18 $47 $52
Amortization of acquired technology $43 $38 $131 $112
Selling and marketing $1,793 $1,618 $4,270 $3,784
Research and development $840 $707 $2,519 $2,127
General and administrative $409 $394 $1,232 $1,177
Amortization of other acquired assets $122 $120 $364 $360
Restructuring $— $1 $— $14
Total costs and expenses $4,538 $4,034 $11,685 $10,416
Operating income $4,020 $3,720 $5,409 $4,584
Interest expense $-70 $-68 $-186 $-188
Interest and other income, net $97 $32 $254 $72
Income before income taxes $4,047 $3,684 $5,477 $4,468
Income tax provision $983 $864 $1,274 $980
Net income $3,064 $2,820 $4,203 $3,488
Basic net income per share $11.10 $10.09 $15.13 $12.45
Shares used in basic per share calculation 276 280 278 280
Diluted net income per share $11.09 $10.02 $15.05 $12.33
Shares used in diluted per share calculation 276 282 279 283

CONDENSED CONSOLIDATED BALANCE SHEETS

(In millions)

Note: The amounts in the following tables are in millions.

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April 30, 2026 July 31, 2025
ASSETS
Current assets:
Cash and cash equivalents $4,681 $2,884
Investments $2,099 $1,668
Accounts receivable, net $834 $530
Notes receivable held for investment $1,662 $1,403
Notes receivable held for sale $69 $—
Income taxes receivable $52 $50
Prepaid expenses and other current assets $680 $496
Current assets before funds receivable and amounts held for customers $10,077 $7,031
Funds receivable and amounts held for customers $7,760 $7,076
Total current assets $17,837 $14,107
Long-term investments $176 $94
Property and equipment, net $996 $961
Operating lease right-of-use assets $601 $541
Goodwill $13,982 $13,980
Acquired intangible assets, net $4,807 $5,302
Long-term deferred income tax assets $113 $1,222
Other assets $818 $751
Total assets $39,330 $36,958
LIABILITIES AND STOCKHOLDERS’ EQUITY
Current liabilities:
Short-term debt $750 $—
Accounts payable $1,096 $792
Accrued compensation and related liabilities $766 $858
Deferred revenue $1,055 $1,019
Other current liabilities $849 $625
Current liabilities before funds payable and amounts due to customers $4,516 $3,294
Funds payable and amounts due to customers $7,760 $7,076
Total current liabilities $12,276 $10,370
Long-term debt $5,412 $5,973
Operating lease liabilities $655 $597
Other long-term obligations $358 $308
Total liabilities $18,701 $17,248
Stockholders’ equity $20,629 $19,710