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KB Home (KBH) Q2 2026 Financial Results Summary

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KB Home (KBH) Q2 2026: Revenue Decline and Earnings Drop — Disappointing Quarter for Shareholders

KB Home (NYSE: KBH) reported its second-quarter results for the fiscal year 2026, revealing a significant decline in both revenue and earnings compared to the previous year. Specifically, revenues fell by $417 million, or 27%, to $1.11 billion, while diluted earnings per share (EPS) dropped by $1.07, or 71%, to $0.43.

This quarter's performance is disappointing for shareholders, primarily due to the substantial declines in key financial metrics. The decrease in revenue and earnings reflects ongoing challenges in the housing market, including reduced demand and increased costs.

Key Financial Metrics

  • Revenues: $1.11 billion, down from $1.53 billion in Q2 2025 (a decrease of 27%).
  • Homes Delivered: 2,395, down from 3,120 (a decrease of 23%).
  • Average Selling Price: $461,900, compared to $488,700 (a decrease of 5.5%).
  • Homebuilding Operating Income: $28.2 million, down from $131.5 million (a decrease of 78.6%).
  • Net Income: $27.3 million, compared to $107.9 million (a decrease of 74.7%).
  • Diluted EPS: $0.43, down from $1.50 (a decrease of 71.3%).
  • Housing Gross Profit Margin: 15.2%, down from 19.3%.

Operational Insights

The decline in revenue and earnings can be attributed to several factors:

  • Lower Demand: The number of homes delivered decreased significantly, reflecting a challenging market environment.
  • Increased Costs: The housing gross profit margin fell to 15.2%, primarily due to price reductions, higher land costs, and reduced operating leverage.
  • Higher SG&A Expenses: Selling, general, and administrative expenses increased to 12.7% of housing revenues, up from 10.7%, indicating decreased operational efficiency.

Despite these challenges, KB Home did manage to repurchase $75.0 million of common stock during the quarter, which may provide some support for shareholder value in the long term.

Guidance and Future Outlook

Looking ahead, KB Home provided guidance for the third quarter of 2026, projecting:

  • Deliveries: Between 2,600 to 2,800 homes.
  • Housing Revenues: Between $1.20 billion to $1.35 billion.
  • Housing Gross Profit Margin: Between 16.0% to 16.6%, assuming no inventory-related charges.

For the full year, the company anticipates:

  • Deliveries: Between 10,500 to 11,000 homes.
  • Housing Revenues: Between $4.90 billion to $5.30 billion.

Investors should closely monitor these projections, particularly the anticipated increase in deliveries and revenues, as they may indicate a potential recovery in the latter half of the fiscal year.

Conclusion

In summary, KB Home's Q2 2026 results reflect a challenging environment for the homebuilding industry, with significant declines in revenue and earnings. While the company is taking steps to manage costs and return capital to shareholders through stock repurchases, the overall performance this quarter is disappointing. Investors should watch for improvements in delivery volumes and gross margins in the upcoming quarters as indicators of recovery.

Note: The following tables present amounts in thousands.

KB HOME CONSOLIDATED STATEMENTS OF OPERATIONS For the Three Months and Six Months Ended May 31, 2026 and 2025 (In Thousands, Except Per Share Amounts – Unaudited)
Total revenue 2026 $1,112,... 2025 $1,529,...
Homebuilding Revenue 2026 $1,107,... 2025 $1,524,...
Costs and expenses 2026 -1,078... 2025 -1,393...
Operating income 2026 28,151 2025 131,463
Interest income 2026 1,164 2025 1,679
Equity in income of unconsolidated joint ventures 2026 1,269 2025 1,080
Homebuilding pretax income 2026 30,584 2025 134,222
Financial services Revenue 2026 5,328 2025 4,869
Expenses 2026 -1,493 2025 -1,570
Equity in income of unconsolidated joint ventures 2026 2,830 2025 4,862
Financial services pretax income 2026 6,665 2025 8,161
Total pretax income 2026 37,249 2025 142,383
Income tax expense 2026 -9,900 2025 -34,500
Net income 2026 $27,349 2025 $107,883
Earnings per share: Basic 2026 $0.44 2025 $1.53
Diluted 2026 $0.43 2025 $1.50
Weighted-average shares used to compute net income per share, basic 2026 61,789 2025 69,976
2026 62,733 2025 71,226
KB HOME CONSOLIDATED BALANCE SHEETS (In Thousands – Unaudited)
Assets Homebuilding: Cash and cash equivalents May 31, 2026 $199,819 November 30, 2025 $228,614
Receivables May 31, 2026 $389,728 November 30, 2025 $350,636
Inventories May 31, 2026 $5,732,557 November 30, 2025 $5,670,802
Investments in unconsolidated joint ventures May 31, 2026 $78,766 November 30, 2025 $72,436
Property and equipment, net May 31, 2026 $103,840 November 30, 2025 $101,457
Deferred tax assets, net May 31, 2026 $88,665 November 30, 2025 $88,665
Other assets May 31, 2026 $124,755 November 30, 2025 $107,833
May 31, 2026 $6,718,130 November 30, 2025 $6,620,443
Financial services May 31, 2026 $57,332 November 30, 2025 $59,809
Total assets May 31, 2026 $6,775,462 November 30, 2025 $6,680,252
Liabilities and stockholders’ equity Homebuilding: Accounts payable May 31, 2026 $303,850 November 30, 2025 $351,261
Accrued expenses and other liabilities May 31, 2026 $704,401 November 30, 2025 $731,946
Notes payable May 31, 2026 $1,968,714 November 30, 2025 $1,692,977
May 31, 2026 $2,976,965 November 30, 2025 $2,776,184
Financial services May 31, 2026 $1,687 November 30, 2025 $3,210
Stockholders’ equity May 31, 2026 $3,796,810 November 30, 2025 $3,900,858
Total liabilities and stockholders’ equity May 31, 2026 $6,775,462 November 30, 2025 $6,680,252

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